Many investors with self managed super funds (SMSF) are choosing to put all their funds into one asset class – most often this is cash.
As investors get older, they are more concerned with capital protection and move away from balanced portfolios with about 70% of assets in growth investments (for example property or shares) and 30% in defensive investments (for example, cash). About 20% of SMSF’s had all their funds in one asset class, most often thisis cash assets such as bank deposits and term deposits.
