Monday, October 5, 2009

Sleep better at night with the right financial advice

Do you want financial advice that suits your needs?
Seeking financial advice from a professional financial planner can make a huge difference to your financial future. They can help you make financial decisions to give you peace of mind.

Good advice advice from an experienced, qualified and well-informed financial advisor can help you save money, protect against risk, grow your wealth, reduce tax, plan for retirement, identify entitlements for government benefits and plan what inheritance is to be left for the next generation.

At Intellichoice Financial Planning, our first responsibility is to you. We will take into account your goals and circumstances and recommend an appropriate financial strategy. Any financial strategies we recommend is in your best interests and not based on commission.

Do you want to be worth over a million dollars?
Everyone has some kind of financial goal and it doesn't hurt to aim high. Think about it - what sort of lifestyle do you want in the future? What are your priorities? What do you need to achieve? Start by deciding what you want to achieve and how long it might take to get there and we will sit with you to advise on the best way to attain those goals.

Do you want peace of mind that your famimly is secure, whatever happens?
Unexpected events, like losing your job because of illness or injury, or losing your home in a fire, can have a disastrous impact, which goes far beyond the immediate problem. Your family could be financially ruined, losing the standard of living you've worked so hard to achieve.

Having the right protection will safeguard your financial safety, as well as your family and your assets. If in doubt, speak to one of the financial planners at Intellichoice - we will do all the reserch for you and find a policy that suits your needs.

Do you want to turn the tables on the taxman?
No one likes to pay more tax than they need to and there are a number of strategies you can employ to get the most out of your tax rebate, including super co-contributions, salary sacrificing, investment property and other investment expenses.

There may be even more that may apply based on your specific situation and you should speak to Intellichoice to find out the best ways to manage and reduce your tax payable.

Do you want to feel like there's never a bill you can't pay?
Being able to pay bills without going into more debt is a tough call if you're spending more than you earn - and it's surprising how many people do! The best way to find 'extra' money is to follow a budget. Use the free budgeting calculator for a better understanding on where you can cut down on unnecessary expenses.

For more tips and assistance on budgeting, speak to one of our financial advisors at 1300 55 10 45 or email us directly.

Do you want to retire and live the life you have always dreamed of?
The biggest question most of us ask is - how much money will I need for a comfortable retirement? Naturally, this depends on how long you live and how you want to live.

Deciding how much to keep in super (to save tax and access Government benefits) is part of the equation. But be sure to keep enough for emergencies and day-to-day expenses. The rules are complex and can be expensive for those who get it wrong, so make sure you get professional financial advice.

We have some very unique and innovative cost-effective financial solutions, which means you could effectively pay very little for any financial advice you receive through Intellichoice when compared to industry standard. This gives everyone, regardless of age and income, the chance to achieve financial freedom and live the life you truly deserve.

Financial planning is not reserved just for the rich. Speak to us today to find out how you too can have the opportunity to enjoy financial freedom. If you are keen to find out more, speak to us at 1300 55 10 45 or the financial planning website more details on our services.